Details Of Your Credit Report - CREDIT REPORT

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TODAY'S SAVING TIP  Some credit granters fail to report positive consumer activity to the credit reporting agencies. This can result in lower scores because good payment records are not being considered.
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CREDIT REPORT: Details of your credit report


- First, identifying information including:
   - Name, current, and previous addresses
   - Social Security number
   - Telephone number
   - Birth date
   - Current and previous employers
   - Spouse’s name.


- Second, a credit report contains your credit history. That is, your account record with different creditors. It will show how much credit has been extended and how you have repaid it.

- Third, a credit report contains inquiries or a list that identifies creditors and other authorized parties who have requested and received your credit report.

- Fourth, a credit report contains public record information. These are items that are matters of public record such as collection accounts, bankruptcies, foreclosures, tax liens, civil judgments, and late child support payments

ADDITIONAL CREDIT REPORT RELATED FACTS

Your Consent Is Required For Reports That Are Provided To Employers, Or Reports That Contain Medical InformationYour Consent Is Required For Reports That Are Provided To Employers, Or Reports That Contain Medical Information
Who Decides What Goes In Your Credit Reports?Who Decides What Goes In Your Credit Reports?
Using Credit Records To EvaluateUsing Credit Records To Evaluate
What Should I Do If I Find An Error On My Credit Report?What Should I Do If I Find An Error On My Credit Report?
There Is Negative Information On My Credit Report That I Know Is Accurate, But I Have A Good Excuse. Can I Mention This In My 100-word Statement?There Is Negative Information On My Credit Report That I Know Is Accurate, But I Have A Good Excuse. Can I Mention This In My 100-word Statement?
How Do Errors In Reports Happen?How Do Errors In Reports Happen?
Why Does An Account That Has Been Paid Still Show With A Balance On A Credit Report And Credit Bureau?Why Does An Account That Has Been Paid Still Show With A Balance On A Credit Report And Credit Bureau?
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