How Do I Find The Cra That Has My Report? - CREDIT REPORT

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TODAY'S SAVING TIP Yes. The Fair Credit Reporting Act (FCRA) gives you the right to see and correct mistakes in your credit report. It also limits the rights of others to see what's in the report.

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CREDIT REPORT: How do i find the cra that has my report?

Contact the CRAs listed in the Yellow Pages under "credit" or "credit rating and reporting." Because more than one CRA may have a file on you, call each until you have located all the agencies maintaining your file.
The three major credit bureaus are:
Equifax
1- 800-685-1111 Experian

1-888-EXPERIAN
(397-3742)

Trans Union
1-800-916-8800

In addition, anyone who takes action against you in response to a report supplied by a CRA—such as denying your application for credit, insurance, or employment—must give you the name, address, and telephone number of the CRA that provided the report.