Denied Credit - What To Do? - CREDIT RIGHTS

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TODAY'S SAVING TIP  Contact the CRAs listed in the Yellow Pages under "credit" or "credit rating and reporting." Because more than one CRA may have a file on you, call each until you locate all the agencies maintaining your file. The three major national credit bureaus ... Read more
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CREDIT RIGHTS: Denied credit - what to do?


If your credit application is turned down because of an error on your report, the lender is required to provide you with the name and address of the credit bureau that issued the report. Then, you have 30 days to request a free copy from the bureau. The bureaus must disclose to you all information in the report, its source, and who has recently received the report. You have the right to have the credit bureau re-issue corrected reports to lenders who received reports within the last six months, or to employers who received one in the past two years.

ADDITIONAL CREDIT RIGHTS RELATED FACTS

If You're Turned DownIf You're Turned Down
Disclosure For Free Credit ReportDisclosure For Free Credit Report
Your Credit History And Credit BureausYour Credit History And Credit Bureaus
Sue A Credit Repair OrganizationSue A Credit Repair Organization
Issuing Credit ReportsIssuing Credit Reports
Fair Debt Collection Practices ActFair Debt Collection Practices Act
Dispute The Accuracy Of Information In Your Credit ReportDispute The Accuracy Of Information In Your Credit Report
Find Credit Facts

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