Equal Credit Opportunity Act - CREDIT RIGHTS
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CREDIT RIGHTS: Equal credit opportunity act
The Equal Credit Opportunity Act requires that individual creditors apply credit standards in a fair manner, so that all consumers are given an equal chance to obtain credit. It does not require all creditors to have the same standards, nor does it guarantee approval of loan applications. In reviewing your credit application, lenders cannot discriminate on the basis of sex, marital status, race, religion, national origin, age, income from assistance programs, or if you exercise your rights under the Consumer Protection Act. The only acceptable criteria are your ability and intent to repay funds borrowed.
ADDITIONAL CREDIT RIGHTS RELATED FACTS
Fair Credit Reporting ActWhen Should I Provide My Social Security Number?My Application For Credit Was Turned Down. What Should I Do?Your Rights Under The Fair Debt Collection Practices ActYour Credit ApplicationYou Can Dispute Inaccurate Information With The CRALearn What Your Credit File Says| Find Credit Facts |
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