Information The Creditor Can't Use - CREDIT RIGHTS
Free Credit Report Directory. Find free credit report providers, learn the importance of checking your free credit report annually
| Credit Fact Center |
| Homepage Bankruptcy Credit Bureaus Credit Cards Credit Fraud Credit Information Credit Rating Credit Repair Credit Report Credit Rights Credit Score Saving Tips |
| Did you recently check your credit score? Receive a FREE credit score when you check your free Credit Report! Check your credit report today, and find out about your credit score. |
| Free Online Credit Report and score |
You receive all this for free - no obligation
 Free Credit Report - easy-to-read with color graphics Free Credit Score - with personalized tip for making your score higher Free Debt & Income Analysis - examines your borrowing power Plus a free 30-day trial of Credit Monitoring Services
|
| Get your Free credit report! Click here |
CREDIT RIGHTS: Information the creditor can't use
The Equal Credit Opportunity Act does not guarantee that you will get credit. You must still pass the creditor's tests of creditworthiness. But the creditor must apply these tests fairly and impartially. The act bars discrimination based on age, gender, marital status, race, color, religion, national origin. The act also bars discrimination because you receive public income such as veterans benefits, welfare or social security, or because you exercise your rights under Federal credit laws such as filing a billing error notice with a creditor. This protection means that a creditor may not use any of those grounds as a reason to: -- discourage you from applying for a loan; -- refuse you a loan if you quality; -- lend you money on terms different from those granted another person with similar income, expenses, credit history, and collateral -- close an existing account because of age, gender, marital status, race, color, religion, national origin, receipt of public income or because you execise your rights under federal credit laws. Although creditors may not discriminate on the basis of national origin, they may consider your immigration status when making a loan decision.
ADDITIONAL CREDIT RIGHTS RELATED FACTS
Information The Creditor Can't UseAdditional Tips For Solving Credit ProblemsYour Credit ApplicationDenied Credit - What To Do?Inaccurate Information Must Be Corrected Or DeletedAre There Any Laws That Regulate Credit Repositories?Will Having No Credit History Affect My Insurance Purchase?| Find Credit Facts |
Copyright 2005 - 2008 http://www.AskMrCredit.com. All rights reserved.