Prohibited Information - CREDIT RIGHTS
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Credit bureaus can provide information only to the following requestors: (1) creditors who are considering granting or have granted you credit; (2) employers considering you for employment, promotion, reassignment, or retention; (3) insurers ... Read more |
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CREDIT RIGHTS: Prohibited information
Credit applications cannot ask you about your sex, race, color, religious affiliation, or national origin unless you are applying for residential real estate. Even then, you are not required to answer. The information is used only to enforce fair housing laws, not for evaluation purposes.
You cannot be asked your marital status, unless your spouse will help secure, use, or be legally responsible for the loan. Creditors are also prohibited from asking about your plans to have children.ADDITIONAL CREDIT RIGHTS RELATED FACTS
Dispute Inaccurate Information In Your Credit Report
Your Credit History And Credit Bureaus
Legal Age To Apply For A Credit
Equal Credit Opportunity Act
Is It Legal For An Insurance Company To Use My Credit Information Without My Permission?
Credit Report Errors
Does Using Credit Information Discriminate Against Minorities Or Low-income Consumers?
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