Prohibited Information - CREDIT RIGHTS
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CREDIT RIGHTS: Prohibited information
Credit applications cannot ask you about your sex, race, color, religious affiliation, or national origin unless you are applying for residential real estate. Even then, you are not required to answer. The information is used only to enforce fair housing laws, not for evaluation purposes. You cannot be asked your marital status, unless your spouse will help secure, use, or be legally responsible for the loan. Creditors are also prohibited from asking about your plans to have children.
ADDITIONAL CREDIT RIGHTS RELATED FACTS
Dispute Inaccurate Information In Your Credit ReportYour Credit History And Credit BureausLegal Age To Apply For A CreditEqual Credit Opportunity ActIs It Legal For An Insurance Company To Use My Credit Information Without My Permission?Credit Report ErrorsDoes Using Credit Information Discriminate Against Minorities Or Low-income Consumers?| Find Credit Facts |
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