Prohibited Information - CREDIT RIGHTS
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CREDIT RIGHTS: Prohibited information
Credit applications cannot ask you about your sex, race, color, religious affiliation, or national origin unless you are applying for residential real estate. Even then, you are not required to answer. The information is used only to enforce fair housing laws, not for evaluation purposes. You cannot be asked your marital status, unless your spouse will help secure, use, or be legally responsible for the loan. Creditors are also prohibited from asking about your plans to have children.
ADDITIONAL CREDIT RIGHTS RELATED FACTS
Additional Tips For Solving Credit ProblemsYou Can Dispute Inaccurate Information With The CRAYour Credit Billing And Electronic Fund Transfer StatementsMy Application For Credit Was Turned Down. What Should I Do?Change The Terms Of Your CreditDisclosure For Free Credit ReportEqual Credit Opportunity Act| Find Credit Facts |
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