Does An Employer Need My Permission To Look At My Credit Report ? - CREDIT RIGHTS

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CREDIT RIGHTS: Does an employer need my permission to look at my credit report ?


Yes. Since revisions to the Fair Credit Reporting Act were passed in 1996, any employer or potential employer who wants to review your credit report must get your written permission to do so. If the information in a credit report plays a part in a decision to deny you a job, or any "adverse action" (such as firing or demoting you or reducing your salary), the employer must provide a copy of the report and information about your right to dispute any inaccurate information.

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