Credit Score Ranges - CREDIT SCORE

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CREDIT SCORE: Credit score ranges


The calculations used to determine a score are different at each credit bureau. However, the scoring models are standardized so that the scores at each bureau are equivalent. A score of 600 from Trans Union indicates the same risk factor to a lender as a score of 600 from Experian or Equifax. Credit scores range from 350 to 850. Although lenders set their own guidelines, you are likely to be a better credit risk if your credit score is high. Generally speaking, any score higher than 660 indicates a good credit risk. If your score falls between 620 and 660, it's usually still not bad. A score below 620 still leaves a chance for obtaining credit, but your chances are much slimmer. Credit scores are becoming more popular with credit grantors.

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