Establish And Protect Your Credit - Paying Off A Loan Early - Actuarial Method - CREDIT SCORE

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CREDIT SCORE: Establish and protect your credit - paying off a loan early - actuarial method


This method is most often used for mortgages and other loans in which a periodic rate is applied to a declining balance. It does not take into consideration whether a payment is made before or after the due date. Late payments are subject to a flat penalty, but interest does not continue to accrue.

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