Credit Score Interpretation - CREDIT SCOREFree Credit Report Directory. Find free credit report providers, learn the importance of checking your free credit report annually |
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| TODAY'S SAVING TIP Generally, all your credit history information, good or bad, remains on your report for seven years. If you file for personal bankruptcy, that fact remains on your credit report for 10 years. | |||||||||
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CREDIT SCORE: Credit score interpretationAbove 730: Excellent credit 700 - 729: Good credit 670 - 699: Creditors will want to take a closer look at your file but overall you project an average risk. 585 - 669: You are a higher risk. This means you will not be eligible for the best rates. Below 584: Poor credit risk. Unless you have something else to offer creditors - like good collateral - you will likely be turned down for most credit/loans. ADDITIONAL CREDIT SCORE RELATED FACTS Boosting Your Credit Scores What Is A Credit Score And Why Is It Important? Determining Your Credit History Do Late Payments Affect A Credit Score? What’s In Your Score Do Finance Companies Have A Negative Impact On A Credit Score? If You Have Been Managing Credit For A Short Time, Don't Open A Lot Of New Accounts Too Rapidly |
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