Do Finance Companies Have A Negative Impact On A Credit Score? - CREDIT SCORE

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CREDIT SCORE: Do finance companies have a negative impact on a credit score?


The presence of a loan finance account can negatively affect your score because they often carry high interest rates (which may hamper your ability to repay), which many lenders view negatively. However, these accounts, when paid on time can also have a positive affect on your score (if the loan helps you to make your payments in a more timely fashion for example).

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