Your Credit Score Can Be Different Across Credit Bureaus - CREDIT SCORE

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TODAY'S SAVING TIP  Your credit report is actually a credit history. It is created by data about you from many different sources. Companies that have granted you credit make regular reports about your accounts to the three main CRAs: Equifax, Experian (formerly TRW), ... Read more
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CREDIT SCORE: Your credit score can be different across credit bureaus


The TransUnion Credit Score is provided to help you better understand how lenders view your credit report. It is not an endorsement or a determination of your qualification for a loan. Lenders use credit scores to help determine whether or not you are a good candidate for a loan and what interest rate you will pay. However, each lender has specific underwriting standards, so you should not assume that you will receive the same evaluation from each lender. As part of the underwriting process, they will incorporate additional information you provide and may obtain references. In addition, even if you are approved, the terms and conditions of loans vary from lender to lender. The information used to determine your credit score comes from TransUnion, one of the major credit bureaus. Credit reports are a compilation of credit information that is reported to the bureaus by the various lending institutions with which you have accounts. The information contained in your report reflects the latest information provided. If you recently made a payment, opened a new account, or authorized an inquiry, it may not yet be reflected in the credit report you receive. Likewise, it will not be reflected in your credit score. Also, disputed items are not incorporated in the assessment of your credit score. Your credit score will change each time new information is captured in your record. TrueLink is not connected in any way with Fair, Isaac and Company; the credit score provided here is not a so-called FICO score. The credit scores of TransUnion may not be identical in every respect to any consumer credit scores produced by any other company.

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ADDITIONAL CREDIT SCORE RELATED FACTS

Calculating A Credit History ScoreCalculating A Credit History Score
Consumers Are Not Given Enough Information To Understand Their Credit Score If It Is RevealedConsumers Are Not Given Enough Information To Understand Their Credit Score If It Is Revealed
How Is A Consumer's Application Scored?How Is A Consumer's Application Scored?
How Is A Credit Scoring Model Developed?How Is A Credit Scoring Model Developed?
How Can I Find Out What My Credit Score Is?How Can I Find Out What My Credit Score Is?
How Reliable Is The Credit Scoring System?How Reliable Is The Credit Scoring System?
Do Creditors And Lenders Have Access To Score Factors As Well As Numeric Scores? Do Creditors And Lenders Have Access To Score Factors As Well As Numeric Scores?
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