I Was Denied A Loan And The Lender Said It Was Because Of My "credit Score." What Is A Credit Score ? - CREDIT SCORE

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TODAY'S SAVING TIP To avoid any unwelcome surprises, it's important to see a copy of your credit report before you apply for credit such as car loans, mortgages, or credit cards. Errors in credit reports can be common. Keep in mind, however, that they are not part of ... Read more

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CREDIT SCORE: I was denied a loan and the lender said it was because of my "credit score." what is a credit score ?

Credit scores (sometimes called risk scores) are formulas that lenders use to predict how you will use credit in the future. Different lenders use different formulas and most do not reveal what goes into them or how they are used in decision making. These formulas may not be based on negative payment information alone. They may take into consideration how long you have lived in the same place or worked at the same job, how much total outstanding credit you have, the outstanding balances on your loans and credit cards and/or how much new credit you have acquired in the past few months.