Getting A Loan - Get The Best Deal - SAVING TIPS
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SAVING TIPS: Getting a loan - get the best deal
When you borrow money, you have a right and a responsibility to know all the loan's terms and conditions. Ask questions and compare interest rates and fees. Know what's at stake if you don't make your payments. TRY THIS: Before you borrow money, ask these questions: What is the interest rate? What are all the fees? How much will I have paid in interest when the loan is paid off? Can I pay it off early without penalty? AND THIS: Shop around and compare. Don't get taken. Question an offer that makes borrowing sound too good to be true. Always read and understand the fine print. Seek help if you need it. TIP: SAVE MONEY WITH THE RIGHT LOAN Get the Lowest Rate $15,000 Car Loan for 5 Years Lender Interest rate Total interest Pixley Bank 6.5% $ 2,609.53 ABC Car loan 7.5% $ 3,034.15 XYZ Finance Company 8.75% $ 3,573.51 Choose the Shortest Term $15,000 Car Loan at 10 Percent Interest 3-year 4-year 5-year Number of payments 36 48 60 Payment $ 484 $ 380 $ 318 Total paid $ 17,424 $ 18,261 $ 19,122 Interest saved $ 1,698 $ 861 $0
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