Protect Your Credit Rating - SAVING TIPS
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SAVING TIPS: Protect your credit rating
Lenders use credit reports to decide whether to loan money. Insurance companies, landlords and employers also check credit reports. A report that shows defaults or late payments- even 30 days late-can mean not getting a loan or paying a higher interest rate. TRY THIS: Find out your credit rating. Call a credit bureau for a copy of your report. Pay all bills on time. If you're having trouble paying bills, get advice from a reputable nonprofit organization before you become delinquent. Check your credit report every year. Alert the credit bureau if you see errors in your report. TIP: CREDIT BUREAUS Equifax 1-800-685-1111 Experian 1-888-397-3742 Trans Union 1-800-888-4213
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